Insurance Claims After Tampa Bay Area Boat Accidents
Boating is an activity many who live near the water enjoy, but when boat accidents occur, the impacts can be devastating. It can be a confusing and emotional time. One of the many factors following a boat accident that can be complex are insurance claims.
If you believe you are entitled to financial recovery after a Clearwater, Hudson, or Tampa boat accident, talk to a boat collision attorney about the worth of your claim and how to build your case for the maximum settlement amount.
Steps to Take and Exploring Types of Coverage
A seasoned lawyer can help you understand the boat insurance claim process and, after listening to your story, will share a path forward with you, including what types of coverage may be available in order to access financial recovery.
Following a boat accident, the first step is to contact the appropriate authorities, including law enforcement. They will document the scene and investigate the accident, important components to a strong personal injury claim. Then, the various types of coverage can be assessed. Damages could be possible through one of the following claim types.
- Liability insurance. This type of coverage is used to cover the damages or injuries caused to others.
- Collision coverage. Damages to your own boat, as a boat owner, are covered by collision policies.
- Medical payments coverage. To cope with medical expenses for you and your passenger’s injuries, medical coverage could be accessed.
Once the correct type of claim is identified, a claim can be filed and an insurance adjuster will be assigned to the case.
Boat Policies Vary Widely
There are many different types of boat instance policies, and they cover a variety of damages, depending on the policy a boat owner chooses. Additionally, what is offered to a boat owner and the price of policies will depend on the size of the boat, what waters it will be traveling in, how often the boat will be used, and if the area where and when the boat will be used is prone to storms and severe weather.
Boaters can be held liable if they were reckless, such as traveling in a congested area and making waves in a zone that is designated as a no-wake area. Additionally, if the boat operator was under the influence, or if they allowed someone to operate their boat who was not qualified to do so, they can be held accountable.
Because there are so many laws and regulations when it comes to boating, lean on a Florida personal injury lawyer to fortify your claim and be sure all deadlines and filing guidelines are met.
Is there a lot of uncertainty in your household following a Tampa area maritime accident? Talk to the skilled attorneys at Roman & Roman. There are complexities when it comes to maritime claims, but our team of personal injury lawyers has over 100 years of combined experience. We know how to strengthen your claim and secure the financial recovery you and your family need to cope with accident losses. Schedule your no-obligation, free consultation today.
Although the law firm of Roman & Roman has offices in Clearwater, Hudson and Tampa, we handle cases and claims throughout Florida. We also meet personally with our clients if at all possible, rather than impersonally over the phone or on the Internet.