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Clearwater Personal Injury Attorney
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Questions to Ask Yourself Before Accepting an Offer


After an injury due to someone else’s negligence, an initial settlement offer may seem like a welcome relief. But if you look at the offer a little more closely and suspect it doesn’t completely cover your losses, pause before signing. It’s essential to carefully consider your options and ensure that you’re making an informed decision that truly reflects the full extent of your damages.

Clearwater, Hudson, and Tampa accidents often have subtleties that need to be reviewed in order for a settlement to be full and fair. Talk to a legal professional about your concerns, they can walk you through important questions to ask yourself before accepting an offer, including the following.

Does the Offer Adequately Cover Your Damages?

Consider the extent of your injuries, medical expenses, lost wages, and other damages resulting from the accident. Part of this is considering if you have reached maximum medical improvement, meaning that your medical condition has stabilized and you have received all necessary medical treatment. Accepting a settlement before reaching this phase of your recovery may leave you without adequate compensation for future medical expenses or ongoing treatment.

Should Compensation Include Pain and Suffering?

In addition to economic damages such as healthcare expenses and wage loss, you may be entitled to compensation for pain and suffering, emotional distress, and loss of enjoyment of life. Ensure that the settlement offer adequately addresses non-economic damages.

Have You Considered Future Financial Needs and Outstanding Debts?

If your injuries have resulted in long-term disability or impairment, you may need to account for future financial needs such as upcoming medical care, rehabilitation, or loss of earning capacity. Long-term financial implications need to be reviewed when evaluating a settlement offer.

You also want to ensure that any outstanding bills, liens, and debts related to your injuries have been addressed. Failure to account for these obligations could leave you responsible for paying for them out of your settlement proceeds.

Do You Need to Consult with a Legal Professional?

Finally, before making any decisions, have a conversation with a knowledgeable Florida personal injury lawyer who can assess the details of your case, evaluate the fairness of the settlement offer, and provide guidance on your legal rights and options. Once you accept a settlement, you may forfeit your right to pursue further compensation, so you need to make an informed decision at the right time.

Accepting a settlement offer is a decision that can have far-reaching implications. By asking yourself a handful of questions and seeking guidance from a qualified legal professional, you can ensure that you’re making the best possible choice for your recovery and well-being.

Should you say yes to a settlement offer or talk to an attorney? If you’ve been injured in an accident in Florida and are weighing an offer, don’t hesitate to reach out to the experienced legal team at Roman & Roman. Together, we can explore your options for pursuing fair compensation for your injuries and losses. To connect with over 100 years of combined experience, schedule a consultation today.

Although the law firm of Roman & Roman has offices in Clearwater, Hudson and Tampa, we handle cases and claims throughout  Florida. We also meet personally with our clients if at all possible, rather than impersonally over the phone or on the Internet.

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Clearwater Office

Clearwater Office

fax: 727-736-3234
2274 FL-580
Clearwater, FL 33763
Hudson Office

Hudson Office

Hernando: 352-796-2151
fax: 727-736-3234
12000 U.S. Hwy 19
Hudson, FL 34667
Tampa Office

Tampa Office

(by appointment only)
fax: 727-736-3234
9301 W. Hillsborough Ave.
Tampa, FL 33615
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