Should I Prepare For A Claims Adjuster Phone Call?
Whether you were involved in a car accident or some other type of incident, you may receive a phone call from a claims adjuster. The claims adjuster’s job is to investigate the accident and assess the details of the event to determine if the insurance company should pay for any damages or injuries.
It’s important to be prepared for these conversations. And if you have any concerns about how to share information, talking to a legal professional first could be in your best interests. Before taking a call about an accident in Clearwater, Hudson, or Tampa, be ready to convey facts honestly and have your materials organized. There is no reason to over embellish, in fact doing so could hurt your path to damage recovery.
Equipping Yourself for the Conversation
There are things you can do to prepare yourself for a claims adjuster phone call. Talking through what to expect with someone who is familiar with insurance claims could provide you with guidance. But if you will be speaking to a claims adjuster on your own, keep the following tips in mind:
- Be honest. Don’t exaggerate your injuries or damages. Additionally, avoid talking through who you believe could have been at fault, instead simply stick to the facts and tell the truth.
- Organize your document in advance. Have all of your paperwork ready, so you are able to provide information as needed. This includes medical bills, police reports, and insurance information.
- Don’t immediately agree to a settlement offer. The claims adjuster may try to settle quickly, doing so will save the insurance company time and resources, but it may not be the optimal offer for you.
- Avoid signing anything without a full understanding of the terms. If the claims adjuster asks you to sign something, make sure you understand precisely what you are agreeing to and what happens after you sign.
There are situations that are more complicated than others, and if your accident involves serious harm, high expenses, or questions related to liability, discuss your circumstances with a seasoned attorney.
Feeling Overwhelmed and Protecting Your Rights
It is natural to feel overwhelmed when you are dealing with the aftermath of an accident, especially if you’re dealing with injuries, expenses, and loss of income due to needing to remain home to heal. An attorney can help relieve some of this stress by handling the legal aspects of your case.
A Florida personal injury lawyer can talk to insurance adjusters for you, then you can lean on another to be prepared, organized, and not accept an offer that is too low.
Are you worried because you received a call from an insurance adjuster and you aren’t sure what to say or if you should return their call? Many injured individuals seek support when coping with the insurance claims that follow a Florida accident. If you need help, talk to the skilled attorneys at Roman & Roman. Then, you’ll have over 100 years of combined experience on your side. Schedule your no-obligation, free consultation today.
Although the law firm of Roman & Roman has offices in Clearwater, Hudson and Tampa, we handle cases and claims throughout Florida. We also meet personally with our clients if at all possible, rather than impersonally over the phone or on the Internet.