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Ways an Insurance Company Avoids Paying a Florida Claim


After an injury, you may believe that you will easily obtain financial compensation from an insurance company. Ideally that is true, but there are times when an insurance company will resist payouts because they do not believe it is a figure they should pay and they want to protect their bottom line. After all, an insurance company is a business. An insurance claim adjuster works for the business, you need a legal professional working for you.

If you were injured in an accident, have a legal professional negotiate with an insurance company on your behalf. An experienced lawyer knows when a settlement is far too low. To increase your odds of securing a full and fair settlement, connect with a Florida personal injury lawyer.

Doubting Your Timeline or Questioning Your Evidence

Often, an insurance claim adjuster will find a weakness in a claim and point to that as the reason why a claim should be reduced or denied. For example, if a person did not seek medical attention immediately following an accident, an adjuster could say the injury was not a result of the event, or that the injury is not that bad.

Similarly, stating a person does not have adequate evidence is a path to avoiding payouts. Shifting blame or taking a statement you made and twisting your words against you is possible. Tangible proof, such as doctor assessments, police reports, photographers, and witness accounts can help to prove to an insurance company that compensation is needed.

An insurance company may even tell an individual that it is not important for them to talk to a lawyer. While it may be true you are not required to talk to an attorney, discussing your situation with a skilled Florida personal injury lawyer is a way to protect yourself.

Pressure Tactics Such as False Deadlines

When an offer is made, do not immediately believe that is a full and fair compensation offer. It is possible an insurance company is making an offer that is lower than what you could receive if you had a legal professional on your side. Insurance company representatives may pressure you to accept an offer. They may give you a deadline to agree that has no legal basis. Pushing you to agree could be an indicator of the offer being weak.

With attorney experience and knowledge on your side, you will know when an offer is acceptable and when it is in your best interests to hold out for a better offer or move toward a court process. Speak with a lawyer today to understand your options.

Did an insurance adjuster approach you with an offer that you believe is far too low? Talk to an experienced attorney as soon as possible to strengthen your case. When another is negligent, you are not responsible for all of the fees connected to an accident. With over 100 years of combined experience, the personal injury lawyer at Roman & Roman to understand your rights. Schedule your free consultation today in Clearwater, Hudson, or Tampa.

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